# worthi comparison methodology

> The criteria, source standards, verification process, recommendation logic, and conflict disclosures used in worthi product comparisons.

- Canonical URL: https://www.worthi.app/comparison-methodology
- Accountable reviewer: Vlad Poncea
- Methodology reviewed: July 15, 2026

## Product and method selection

A comparison starts with a real user decision, such as choosing between a manual tracker and a spreadsheet or finding a tracker that does not require bank linking. Options are included when they are relevant to that decision and can be researched accurately.

Search volume, affiliate availability, or the desire to mention worthi is not enough reason to include an option. Each comparison should state its audience, inclusion logic, and important exclusions.

## Default evaluation criteria

Criteria are chosen before the conclusion and adapted to the question. Recommendations explain tradeoffs rather than relying only on a composite score.

- Best-fit user and primary workflow.
- Bank-linking or credential requirements.
- Coverage of accounts, liabilities, investments, real-world assets, cash flow, currencies, and history.
- Pricing model, trial conditions, and meaningful limits.
- Privacy and security claims supported by public documentation.
- Setup effort, ongoing maintenance, export, and portability.
- Important strengths, missing capabilities, and limitations.

## Sources and verification

Current official product pages, pricing pages, help centers, privacy policies, security pages, and app-store listings are preferred. A material claim receives a verification date, and research-heavy pages provide a visible source list.

Third-party reviews can identify questions to investigate but do not replace direct verification. User reviews are individual experiences, not proof that every user will have the same result.

## Recommendations

Recommendations are based on fit for the stated use case. A connected product may be better for someone who prioritizes automatic transaction imports; a spreadsheet may be better for someone who wants complete formula control; a manual-first product may be better for someone who does not want to share financial-institution credentials.

Other options may win categories where they are genuinely stronger. Conclusions identify both the reason to choose an option and the limitation most likely to change the decision.

## worthi ownership and commercial disclosure

worthi publishes these comparisons and benefits when readers choose worthi. Every comparison involving worthi should state that conflict clearly.

Payment, sponsorship, affiliate compensation, or vendor access does not guarantee inclusion, placement, or a positive conclusion. Any relevant commercial relationship must be disclosed on the page.

## Updates and corrections

Comparisons display publication and material-update dates. Time-sensitive features, prices, and policies are rechecked when a page is revised. A page that cannot be kept accurate should be corrected, consolidated, or removed.

Report a discrepancy through https://www.worthi.app/support and include the comparison URL, the specific claim, and a current primary source.

## Related documentation

- [Editorial policy](https://www.worthi.app/editorial-policy/index.html.md)
- [Vlad Poncea author profile](https://www.worthi.app/authors/vlad-poncea/index.html.md)
- [About worthi](https://www.worthi.app/about/index.html.md)