# worthi net worth tracker

> Track the accounts, liabilities, investments, real-world assets, cash flow, currencies, and history that make up a complete net worth picture.

- Canonical URL: https://www.worthi.app/net-worth-tracker
- Product: worthi
- Content reviewed: July 15, 2026

## What a net worth tracker does

A net worth tracker records what a person owns, subtracts what they owe, and shows how the total changes over time. worthi keeps the records behind that number together instead of limiting the view to one bank or brokerage.

## What worthi tracks

- Bank, cash, wallet, and brokerage accounts.
- Credit cards, loans, and other liabilities.
- Real estate, vehicles, land, collectibles, crypto, private investments, and other manually valued assets.
- Investment holdings with symbols, quantities, cost basis, latest prices, market value, and unrealized gain.
- Income, expenses, transfers, categories, and recurring cash flow.
- Net worth and allocation history.
- A base currency, secondary display currencies, and FX rates for mixed-currency records.

## Manual-first workflow

worthi does not require bank, brokerage, or credit card login credentials. The user decides what records belong in the dashboard and when they should change. Market-price lookups use investment reference data; FX conversion uses currency references.

A new user can create the first financial snapshot before checkout. The public web price is USD 29.99 one time, with no subscription.

## Frequently asked questions

### What is a net worth tracker?

It is a place to record what you own, subtract what you owe, and watch the total change over time. worthi includes accounts, investments, real-world assets, recurring cash flow, and multi-currency history.

### Can worthi track assets outside a bank account?

Yes. Real estate, vehicles, land, collectibles, private investments, crypto assets, and other assets can sit beside ordinary account balances and investment holdings.

### Are bank or brokerage credentials required?

No. worthi is manual-first, so a user can build a snapshot without sharing bank, brokerage, or credit card login credentials.

### Can worthi track multiple currencies?

Yes. worthi supports a primary currency, secondary display currencies, and FX rate syncing to make a mixed-currency financial picture easier to read.

## Related documentation

- [Product overview](https://www.worthi.app/index.html.md)
- [Private finance dashboard](https://www.worthi.app/private-finance-dashboard/index.html.md)
- [Security](https://www.worthi.app/security/index.html.md)
- [Privacy policy](https://www.worthi.app/privacy/index.html.md)