# worthi private finance dashboard

> A manual-first personal finance dashboard for people who want clarity without giving an aggregator their bank, brokerage, card, or loan login credentials.

- Canonical URL: https://www.worthi.app/private-finance-dashboard
- Product: worthi
- Content reviewed: July 15, 2026

## What “manual-first” means

The user adds and maintains the balances and records that matter. worthi can be useful without connecting financial institutions or importing every bank transaction. Manual-first gives the user control over which accounts, liabilities, assets, investments, and cash-flow records belong in the dashboard.

## Privacy position

- No bank, brokerage, card, or loan passwords are required.
- User-owned finance records are scoped to the signed-in account.
- Sensitive finance fields are encrypted before ordinary database storage.
- Manually entered financial records are not sold or used for third-party advertising.
- Card details are handled by Stripe Checkout or app-store payment infrastructure rather than stored directly by worthi.
- Public market and FX lookups use shared reference symbols and currencies instead of bank credentials.

## A complete dashboard without account linking

Manual-first does not mean limited. worthi supports accounts and liabilities, investments, real-world assets, transactions, categories, recurring income and expenses, multiple currencies, and net worth history.

This approach is useful for people whose finances include assets that banks do not know about, people who prefer to update a deliberate snapshot, or people who do not want to grant an aggregator access to financial-institution credentials.

## Frequently asked questions

### What makes worthi private?

worthi does not require bank login credentials, scopes financial records to the signed-in user, and encrypts sensitive finance fields before ordinary database storage.

### Can worthi work without connecting bank accounts?

Yes. Users can add accounts, assets, transactions, holdings, and recurring cash flow themselves.

### Does worthi sell financial records for advertising?

No. worthi does not sell personal information or use manually entered financial records for third-party advertising.

### Who is this dashboard for?

It is for people who want a complete financial dashboard but prefer not to share bank, brokerage, card, or loan login credentials with an aggregator.

## Related documentation

- [Product overview](https://www.worthi.app/index.html.md)
- [Net worth tracker](https://www.worthi.app/net-worth-tracker/index.html.md)
- [Security](https://www.worthi.app/security/index.html.md)
- [Privacy policy](https://www.worthi.app/privacy/index.html.md)