About worthi
A clearer financial picture, without handing over financial logins.
worthi is a private, manual-first net worth tracker built and maintained by Vlad Poncea. It exists for people who want a complete financial picture while keeping control over what they record.
Why worthi exists
A complete net worth picture rarely lives in one institution. It may include ordinary accounts, investments, property, vehicles, private assets, debts, recurring cash flow, and more than one currency.
worthi was built to keep those records together without requiring bank, brokerage, card, or loan login credentials. The user decides what belongs in the dashboard and when it should change.
Who builds and publishes worthi
Vlad Poncea builds and maintains worthi and is responsible for its product and editorial content. Public explanations are grounded in the product's current implementation, published policies, and primary-source research where outside facts are involved.
worthi is a software product, not a bank, brokerage, financial adviser, or bank-account aggregation service. Its public educational content is not individualized financial advice.
Product principles
The product and its public documentation are guided by a small set of principles that can be checked against the experience itself.
- Manual-first: financial-institution credentials are not required
- Complete picture: accounts, liabilities, investments, real assets, cash flow, currencies, and history belong together
- Clear boundaries: security and privacy claims use specific, qualified language
- Transparent pricing: the public web price is USD 29.99 one time, with no subscription
- Accountability: important content carries authorship, review dates, methodology, and a correction path
Questions, corrections, and support
Use the worthi support form for product help, billing questions, privacy or data requests, or a correction to public content. When reporting a content issue, include the page URL and the claim that needs review.